Privacy Policy

1. Introduction

Your privacy is important to us. This Privacy Policy defines how Accel Fintech (“us,” “we,” or “our”) collects, uses, stores, and discloses your Personal Data when you use the www.accelfintech.com website and our mobile application (collectively, the “Service”). It also explains your data protection rights and how to exercise them.

By using our Service, you agree to the collection and use of information in accordance with this Privacy Policy. Unless otherwise defined in this Privacy Policy, terms used here have the same meanings as in our Terms and Conditions.

2. EU and US Regulations

• 2.1 EU Residents (GDPR)

  For individuals within the European Union, we may be subject to the General Data Protection Regulation (“GDPR”) when we collect and use personal data about you. In this context, Accel Fintech acts as a “data controller” of your Personal Data.

• 2.2. US Residents (CCPA)

  For residents of the United States, particularly California, we may be subject to the California Consumer Privacy Act (“CCPA”) as a “business” or “service provider,” with corresponding obligations to protect personal data.

3. Definitions

• Service : Refers to the www.accelfintech.com website and mobile application operated by Accel Fintech.

• Personal Data : Data about a living individual who can be identified by that data alone or when combined with other information.

• Usage Data : Data collected automatically from the use of the Service (e.g., time on a page, IP address).

• Cookies : Small files stored on your device to track activity and store certain information.

• Data Controller : The natural or legal person who determines the purposes and means of processing Personal Data. For this Privacy Policy, Accel Fintech is the Data Controller of your Personal Data.

• Data Processor (Service Provider) : Any natural or legal person who processes data on behalf of the Data Controller.

• Data Subject (User) : Any living individual using our Service, who is the subject of Personal Data.

4. Information Collection and Use

We collect several types of information to provide and improve our Service.

• 4.1. Personal Data

  While using our Service, we may ask you to provide certain personally identifiable information that can be used to contact or identify you, such as:

  • Email address
  • First name and last name
  • Phone number
  • Cookies and Usage Data

We may use your Personal Data to contact you with newsletters, marketing, promotional materials, or other information. You can opt out of these communications by following the unsubscribe link or instructions in any email we send.

• 4.2 Usage Data

  We collect information that your browser or device automatically sends whenever you visit our Service or access it through a mobile device. This Usage Data may include:

  • Your computer’s Internet Protocol (IP) address
  • Browser type and version
  • The pages of our Service you visit, time and date of your visit, and the duration of your visit
  • Unique device identifiers and other diagnostic data

• 4.3. Tracking Cookies Data

  We use Cookies and similar tracking technologies to monitor the activity on our Service and hold certain information:

  • Session Cookies for operating our Service Preference
  • Preference Cookies to remember your preferences Security
  • Security Cookiesfor security purposes

You can instruct your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if you do not accept Cookies, some portions of our Service may be limited.

• 4.4. Third-Party Data

  We may collect data from:

  • Social networks, if you grant us permission to access your data.
  • Service providers that help determine location by IP address to customize content or offerings.

5. Use of Data

Accel Fintech may use collected data to:

• Provide, maintain, and improve our Service
• Notify you about changes to our Service
• Allow you to participate in interactive features of our Service
• Provide customer support
• Gather analysis or valuable information to improve our Service
• Monitor usage of our Service
• Detect, prevent, and address technical or security issues
• Provide news, special offers, and general information about our products and services (unless you opt out)

6. Legal Basis for Processing (GDPR)

If you are an EEA resident, our legal basis for collecting and using your Personal Data depends on the specific context:

• We need it to perform a contract with you
• You have given us permission
• The processing is in our legitimate interests (not overridden by your rights)
• We must comply with the law

7. Retention of Data

Accel Fintech will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We may also retain Usage Data for internal analysis, security, or to improve functionality, or where legally required

8. Transfer of Data

Your information, including Personal Data, may be transferred to and maintained on computers located outside your jurisdiction. By submitting information, you agree to this transfer. We take reasonable steps to ensure the security of your data in accordance with this Privacy Policy.

9. Disclosure of Data

• 9.1. Business Transaction

  In the event of a merger, acquisition, or asset sale, your Personal Data may be transferred. You will be notified before any transfer occurs.

• 9.2. Law Enforcement

  We may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities.

• 9.3. Legal Requirements

  We may disclose your Personal Data if it is necessary to:

  • Comply with a legal obligation Protect and defend the
  • rights or property of Accel Fintech Prevent wrongdoing
  • in connection with the Service Protect the personal
  • safety of users of the Service or the public Protect
  • against legal liability

10. Security of Data

We strive to use commercially acceptable means to protect your Personal Data. However, no method of transmission over the internet or electronic storage is 100% secure, and absolute security cannot be guaranteed.

11. Do Not Track (CalOPPA)

We do not support Do Not Track (“DNT”) signals. You can enable or disable DNT by changing your browser settings.

12. CCPA

If you are a California resident, this Privacy Policy aims to comply with the California Consumer Privacy Act (CCPA). For more information, please visit: https://oag.ca.gov/privacy/ccpa.

13. Your Data Protection Rights (GDPR)

If you are an EEA resident, you have the following rights regarding your Personal Data:

• The right to access, update, or delete the information we have on you
• The right to rectification if your information is inaccurate or incomplete.
• The right to object to our processing of your Personal Data.
• The right to request restriction of processing
• The right to data portability for the data we hold about you.
• The right to withdraw consent at any time where we rely on your consent to process your data.

You also have the right to lodge a complaint with a Data Protection Authority in your jurisdiction.

14. Service Providers

We may employ third-party companies or individuals to facilitate, provide, or analyze our Service (“Service Providers”). These Service Providers have access to your Personal Data solely to perform specific tasks on our behalf and are obligated not to disclose or use it for any other purpose.

15. Links to Other Sites

Our Service may contain links to other sites that we do not operate. We are not responsible for the content, privacy policies, or practices of those third-party sites. We recommend reviewing each third party’s privacy policy.

16. Children’s Privacy

Our Service does not address anyone under the age of 18 (“Children”). We do not knowingly collect Personal Data from minors. If you believe we have collected a child’s Personal Data, please contact us so we can remove that information.

17. Changes to This Privacy Policy

We may update our Privacy Policy from time to time by posting the new version on this page. Changes are effective immediately when posted. We encourage you to review this page periodically for any updates.

18. Contact Us

For any questions regarding this Privacy Policy, please contact us at:

• Email: [email protected]